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Unsecured Credit Cards

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Question: Unsecured credit card?

(Posted by: *Bitch please* on 2009-09-08 12:24:32)

What is a unsecured credit card?

Answers:

Posted by: Jennie on 2009-09-08, 16:16:12

Unsecured credit cards are pretty common. The thing that makes this card an unsecured is that there is no security deposit account linked to the credit card. Each time you swipe your plastic and sign your name the receipt works like a contract that says you agree to pay the money back.

Posted by: MadMan on 2009-09-08, 12:32:35

It is a "normal " credit card in which the borrower does not have to deposit any cash with the issuer.

Posted by: Foobster on 2009-09-08, 13:01:29

Unsecured credit card means you have nothing tied to these funds that the credit card company can take to pay off some of the debt. Collateralized or secure debts, can be taken to pay off some of the debt such as a home loan, equity line of credit, auto loan, etc...

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