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Question: Can you overdraft a paypal debit card and/or a visa pre-paid credit card or will it decline?

(Posted by: Xelestial on 2009-09-17 13:19:53)

I am tired of getting overdrafted by banks, so I switched to a credit union, but I still do not want to use their debit card. I want to use the Paypal Debit card (and/ or Visa Pre- Paid giftcards) for my purchases instead. I want to know if the Paypal Debit card will decline my purchase if I am out of money and have no backup funding connected, and/ or will a Visa Pre- Paid credit card? I want to be declined when I have no funds, rather than face an overdraft or insufficient funds fee.

Answers:

Posted by: Angel Jasmine on 2009-09-17, 13:24:44

The transaction will not be authorised if insufficient funds are available.

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