Personal Loan

Reliable personal loan Information

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How can an unemployed 18 year old with no credit history get a personal loan?
I want to manufacture pianos and sell them for less $ than yamaha, steinway, etc. I need approx. $15,000. the first sales profits would pay for the loan. THANK YOU VERY MUCH this means a lot to me.

Converting credit card outstanding into personal loan?
I have some 1.5 lac credit card outstanding to be paid at 3.15% monthly. Every month I have to set apart huge amount for credit card payment, due to which I have to give up other important expenses.Now, I& 039 m thinking of getting personal loan to close off the outstanding and spending only small amount for loan repayment. Least interest I could get on personal loan is 15%. Now, I want to ascertain whether going for PL to close my Credit card outstanding or, continue paying huge amount for credit card.Please advise me on this.....

Can I use my home for collateral for a personal loan?
Can anyone direct me to a company that will allow me to take out an $8,000 loan using my home as collateral. My credit rating is fair so I think going this route will really help me. Thanks

Where can I apply online for a personal loan with no job requirements?
I have a guaranteed job position that& 039 ll be ready for me by late March or early April but I need money before then to take care of personal needs cell phone bill, rent, etc . Applying online would be easiest for me because transportation is very limited for me.

I signed as a guarantor in a personal loan and the bank is after me now as my friend defaulted.?
A friend of mine took a personal loan of Rs 50000 from Indian Bank in Noida in 2004 and I signed a the gurrantor. After a while I completely lost touch with him. Now after 5 years Indian Bank is calling me and asking me to repay the loan as my friend did not even pay a single installment. What can I do other then paying up to get out of the situation?

How can I get a samll personal loan.?
My credit isn& 039 t great I mean low as I only have couple of credit cards that are little over 2 years with high balance I do pay my bills on time I only work part time at a store I& 039 m collage student and I do own a home which has no loan so is there any kind of loan I could be qualified for since I have a house with no loan? I need about 2000 to 5000$ thanks in advance for taking your time to read my Q I already know I have to ask the bank I just wana know what type of loan I could get any tips would be helpfull

Is getting a personal loan a good ideal?
I have two credit card that has high interest rates.. I was thinking about taking out a good personal loan and pay the credit cards off with that and just pay the loan back. What are your ideals on that

I have a personal loan question? Please HELP!?
Currently I& 039 m unemployed, I have zero assets, decent credit, and I& 039 m falling behind on my bills and don& 039 t want to screw my credit up. I start a job next week waiting tables 400 weekly The most expensive debt I have is my 2006 GSXR 600 motorcycle. I owe 8500 dollars on it, and then I owe about 2000 dollars on various credit cards. So I have a debt of roughly 10k 11k. I could sell the motorcycle for about 4500 5000 dollars. I can& 039 t legally sell it though because a lender through Suzuki HSBC has the title. Do you know of anyway that I could get a 10000 dollar loan? I would do the following with it....Pay off the motorcycle 8500 Leaves me with 1500. Sell the Motorcycle 4500 and I now have 6000. I pay off the credit cards and I now have 4000. I would give the bank back 3000 and I would now have a single debt of 7000 dollars a much lower interest rate and 1000 dollars to hold me off until I& 039 m employed again. I don& 039 t know if that is a feasible plan, but I figured someone here would have more knowledge than me about it. The interest rate on the credit cards, and motorcycle are outrageous If I could get this loan worked through a bank the payments would be cheaper, and the interest rate substantially less. Their is a bank that has financed me on 2 cars in the last year 3 years that I have paid off very early both times, Any information would be greatly appreciated.

How do we know hdfc personal loan is approved?
i goota sms saying that loan app is accepted and i have a running loan of rs 80000 already again i have applied for rs 400000 will it be approved, pls genuine answers only, no website address to be given

Can you take out a personal loan from your bank for Breast Surgery?
I want to know if you can take out a personal loan with the bank u use everyday. I have already taken a personal loan for my car & paid that off in 3yrs that was $18,000 while I had that loan me partner & I purchased a house and have a mortgage also for about $240,000 that has since gone down and is around $210,000 where both full time earning around $2500 ea a month I don& 039 t have a credit card I own my car now. Can I borrow do u think $12,000 Can I say it& 039 s personal medical reasons. I will and can pay the $ back. My partner is happy to have his name on it also to help me get it. Can we use both our cars as equity? So ifwe can& 039 t pay it for reason then they take our cars or something. Also how long does ittake for an answer as to if u can get the loan?

How can you get a personal loan?
Heres info on me My credit score is 650. I am 21 > only credit card I have is a macys card. Thanks i do have a car

Personal Loan Private Money Lender?
I am in uregent need of a personal loan 1 lac for 6 Months. please contact me or anyone who can help me in getting a loan or anyone who knows a private money lender.Can Pay upto 10% interest Per Month. all documents will be provided by me to prove my status. Contact me on swamy3172 yahoo.co.in or call on 9769486648.

Personal loan debt- settle and delete or paid as agreed...HELP!?
I have a personal loan with wells fargo bank that has been charged off. Its for $5000,and the account if 4 years old. I am planning on sending them a settlement offer. However, I can decide if I should settle and delete, or settle and have them mark it as paid as agreed, removing the & 039 charge off& 039 comment. I am working on rebuilding my credit, and I have plunty of time to wait it out with the settlement to get what i want. Since this is a bank personal loan, i just wonder if it would be better left on my credit report as paid, rather then deleted all together.Please advise. Thanks Looking at my creidt report again, i see that it doesnt say charged off sorry, that was a DIFFERANT collection we are working on . But let me try and explain this situation a little better....This is my husbands debt that we are trying to fix. I would love to wait for the SOL to expire, but are are working towards buying a home next year, and just cant wait another 3 years for this to fall off. This was a joint loan his grandpa co signed on with him. His grandpa has since filled bankruspty. So now on my husbands report it shows the account with a zero balace....strange... It doesnt say paid, collection, charged off, or anything. So I really dont understand what it is now. Was it paid by the bankrupsy, or is it still owed by my husband? Help oh, and one more thing too.... this loan was origionally opened on 8 2006 last payment made was 8 2007. so when would the SOL be? 8 2012, or 8 2013?

What is a Good Rate on a Personal Loan?
I am going to apply for a personal loan in the next few days. What is a good rate...and what are the current rates out there? What type of loan is the best to get for a personal loan? I don& 039 t want to get taken advantage of and this is my first time applying for a personal loan of any kind and I don& 039 t l know too much about this process.