Line Of Credit

Reliable line of credit Information

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Is there a difference between a "line of credit" and a credit card?
I was offered a " line of credit" from a banking finance institution. When I went to the office I was told that I was " approved" for a $2500 limit credit card. The " fine print" says the low interest card 6.9% goes up to 30.9% after the first 6 billing cycles. I haven& 039 t gotten final approval yet or activated the card. Should I send it back?

Can I wipe out the home equity line of credit with bankruptcy after the first mortgage is modified?

Home equity line of credit?
Is Home Equity Line Of Credit an unsecured loan ?

If i got a line of credit from h&r block do i still have to file with h&r block can i go elsewhere's to file?
if i got a line of credit from like h& r block do i still have to file my taxes there or can i go elsewhere to filei did get a line of credit from h& r block this year and after all was said and done i went basicl shopping around and found out that i could get my taxes done the same way as h& r does and that is rappid file and all alot more cheaper but i did get the anticipation loan from h& r cant i file somewhere else and just pay back the loan

Anyone get denied on the H&R Block line of credit they issue at Christmas?
I think it is so funny that I have been a loyal, faithful customer for 10 years to H& R block and have never left do to their rediculous fees I always liked the little extras they offered like quick refunds and the loan they give you on your taxes in December to help out with Christmas what makes me angry is now I have been denied for 2 years for this line of credit which I have always received....my personal opinion they seen they had a gold mine with this and now have decided its not a guaranteed loan as it was previously but now decided they are going to be pick and choosey when they realized how much money they were making on this whole deal.....another big corporation only in it for money and who cares about their loyal customers....well unfortunately H& R Block you just lost my business....may not seem like much but hey when you add up my rapid refund fees and interest rates it will add up....and I know I am not the only one who is angry over being denied.

Do you know if you have an HR Block emerald card line of credit if you can still get the holiday loan?
I have an HR block emerald card in which I have the 300.00 line of credit. Do you know if I can still qualify for the holiday loan or since I already have a balance does that mean we won& 039 t qualify? thanks

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

Is getting Home equity line of credit possible if home have two owner?
There are two owner of a house. Mortgage is under one and other owner wants to get home equity line of credit. Home value right now will be at lease $ 800,000 & current mortgage balance is about $ 200,000. It is Newyork city. Is that possible to get home equity line of credit? How much it could be?Both persons name on deed but mortgage has one& 039 s name.

If a couple is getting a divorce and needs to dispose of their equity line of credit which is at a maximum?
amount of $100,000 in both names . What options are available if one can secure credit to pay off their half but the other person can& 039 t?

Provincial Trust line of credit?
Congratulations You are approved $7,500 Unsecured Provincial Trust Merchandise Credit Line from Provincial Trust PROVINCIAL TRUST SHOPPING CARDS are issued with NO Credit Check NO Interest ChargesRemember, this one time Fee $129.95 Membership Fee will appear as an entry on your account by Provincial Trust and entitles you to receive your $7,500 Unsecured Provincial Trust Shopping Card for use exclusively at the Provincial Trust Catalog. This amount will be deducted as soon as one 1 business day. So don& 039 t forget to deduct this amount from your bank account. Please allow 14 to 21 days for processing and receipt of your New Unsecured Provincial Trust Shopping Card. Remember, the first monthly debit of $19.95 for your monthly membership fee will be deducted as soon as thirty 30 days. If you have any questions regarding your account, please contact Provincial Trust at 1 888 805 7812 or by email at memberservices provincialshopping.com. Please add this email address to your white list or approved senders list. Thank you and Congratulations again Does this seem like its legit or not?? do they take the money from your mastercard or from their provincial trust shopping card?? they have a website that you can buy only stuff from their store using their card hmmm seems a little strange to me.. what do you think????

I am starting a small business and need $10,000 in capital. Should I use a line of credit or take out a loan?
I currently have a highly limited income and will have difficulty making monthly payments above $60 a month.I spoke with my local Business associate at my bank and have the option of getting 15k in credit but it seems risky.

Unsecured line of credit default with checking acct at same bank, will they take from it?
I am filing bankruptcy and at 1 bank w.f. I have a mortgage, which i am not claiming and continuing to pay and also an unsecured line of credit, which will be discharged in court for 20,000. I also do my checking at the same bank, so after the bankruptcy will wells fargo be able to take money from my checking to pay back some of the line of credit. I got the mortgage in 2002, unsecured line in 2004 and just got checking in 2009, so there was no clause in the original terms of the line of credit allowing this to happen. Any help will be great.

Home equity line of credit?
We have outstanding credit and took out a Home Equity line of credit a few years but never used it. Citibank just lowered it from a few hundred thousand to 10,000 because they say all homes have gone down in value. We still have 200,000 in positive equity in our house so I am sure that Citibank is just trying to do a blanket lowering of all lending like alot of banks these days, either do to their TARP obligations or making more profit elsewhere. Any knowledgable folks out there that can recommend a new bank that is fair is their Home Eq lines of credit. I would like to do business with a different bank on my 1st mortgage as I can save 1% over my rate now and get the line of credit at the same bank. Recommendations, please.

What is a line of Credit?
Im writeing a 11 page paper for school on marketing and finacing. Im not that familar with financing. Can someone explain to me some of the terms like line of credit and APR. Also What is an average rate percentage for a small business loan of $150,000. Thanks