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Should I pay off my credit card debts or ignore them? I work 10-15 hrs/week at min wage?
I owe approx. $5,000 to various creditors. I inherited $7,000. Should I pay off my creditors or should I ignore them? I work 10 20 hrs wk for min wage. Family members have been paying my $800 month rent for 6 months. Friends tell me to ignore the debts as for these companies the amounts are small and it won& 039 t help my credit report anyway. Help

What is the best credit card for a first time user?
I want to get a credit card so that I can start building some good credit but I am unsure as to what is teh best card for a first time user to get. I have been researching but I keep getting completely different answers. I know that I should get one with a low apr obviously, but I just don& 039 t know what to get I am a college student and fortunately have a very stable job right now.If you could explain why whatever card is the best that would be fantastic Thanks

How can you actually pay for stuff on a Lloyds TSB credit card?
I have a credit card and online banking but can& 039 t withdraw money at a cash point, or transfer money from it to another accountWell yeah but it said I cannot & 039 complete the transaction with the card type& 039 or something along those lines

Can I finance a car that is $8995 with 3k down, my credit score of 550 Transunion and 611 Equifax?
I am looking a get a car in the next 3 weeks. The price is $8995. I have $3000 to put down. So basically I need to finance $5995 plus tax and fees.I work full time. Same field of work as the last year and a half but a new company as of 8 weeks ago. But my work history is stable I have a continuous work the past 3 years.I have a potential co signer as well. If needed. Their credit is not great, maybe the in the low 600& 039 s but they are willing to co sign. They also currently work full time. They have not been at their job long so IDK how this will affect my chances.I have no one else to co sign so I am hoping I have enough to get it on my own but they are willing to help. Does this sound like enough to get this car??? I am just looking for profession opinions or anyone in a similar type situation. Thank you Working income I make about 1500 a month but I also have additional income, $1660 a month from school, as child support from back pay from my father of 500 a month. So total a month I $3600 a month. Rent wise I pay 700 a month and that is my only bill.

Looking to open a checking account with bad credit?

Does paying off my student loans build my credit?
I have about 1700 dollars in student loans. And should have them payed off by the end of the school year. Will doing this build credit. Assuming I don& 039 t miss any payments of anything like that of course .

Can I trust creditreport.com for a TRUE credit score?
want to make sure I& 039 m not being misled by them

When and how should my 18 year old should try to start to build his credit?
My son is 18, he is working and started community college this fall. I would like to know when it would be best for him to start to build his credit. And how does he do that? I understand I am his mother, but when I was his age I made all the mistakes, and would like to help him. Thank you in advance for any advice.

How to use bank giro credit?
I& 039 ve recently opened up an account with Barclays and have just received my Bank Giro Credit book through the post. Thing is, I don& 039 t know what it& 039 s for. Can someone please enlighten me on how to use it and what it does?

Why cant you apply for a credit card when you dnt have any existing ones?

If I close out a bank account, will it adversely affect my credit score?
Checking, Savings account in good standing. A visa bankcard was also connected to the checking account, and it is the bank card good standing, zero balance I am concerned might lower the score.

Hard Inquiry on my credit report?
I was so upset to find out that I got a HARD INQUIRY on my credit report it was after this one company assured me that the credit inquiry will not show as a HARD INQUIRY. How long will it take for my credit score to go back up again?

Xbox Live Credit Card Fraud Help?
Hi, I made a big mistake today, On August 20th. I spent about over 100 200 dollars of my moms boyfriends money on my xbox live account. i was dumb, i wasn& 039 t thinking. i bought about $100 worth of microsoft points. and i bought games and all that too. my mother called me just about an hour ago. she said that her boyfriend reported it to the credit card company, and i could be put under arrest.... is this true? i asked a couple of my friends. they say that the worst that could happen is that they fine me. and probably put me under probation.so my question is. whats the absolute worst case scenario that could happen? and what do you think that will could happen? im only 14. and i feel horrible at it. i still have to face my mom and her boyfriend when they get home... im asian so... its either the broom. or some punches to the face.thanks.

Questions About Balance Transfer on Credit Card?
So I just got a Citibank Card with a $4000 dollar credit line, and 0% Introductory APR on Balance Transfers for 12 Months YES I have about $2000 dollars in CC debt I& 039 m trying to pay off, and I& 039 m thinking of doing a balance transfer to pay it off faster. Question is, they assess a 3% fee for the transfer. Is that included in the total balance, or is the fee tacked onto the next minimum monthly payment?Thanks.So it gets added to the balance rather than tacked onto the minimum? Thanks, all I wanted to know.