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What do you think? Is it a good idea to skip a mortgage payment to pay a credit card?
What are the pro and cons? other than my credit score I don& 039 t plan on getting anything on credit for a while.

How do i get a credit report with out a credit card?


Fight back at these highly ranked credit card executives and tell them, we the consumers have had enough...?
Pay off your debts and cancel your account with them. They refuse to lower any APR& 039 s for anyone and don& 039 t give a crap about lowering them. They use fear tactics saying if you close their accounts, your FICO will take a hit. If you paid them off and have no use for them, take your business elsewhere. They care about nothing more than take your hard earned money. Find something with a lower APR, and your FICO score will go up again. You the customer has every right to do this. I had 11 active accounts and closed 8 of them after they all refused to lower my rates. Before I did this, I applied for both American Express and Discover so my FICO won& 039 t take such a huge hit. In a matter of a year, they will all come back crying for my business. Show them we mean business.

What credit card can i get? or will any accept me?
my credit is 525, i recently looked at my credit score.. an i know its low but im young. i just rather pay for some things with a credit card rather than my debit card

On a credit card is it your first then last name or the other way around?


Are the credit scores you get from truecredit.com FICO scores or Vantage scores?
I have subscribed with them for 2 years now and always thought they were FICO scores, but a friend of mine told me they were what is called a vantage score

Which is the best credit card company is for first timers?
I just applied for a visa check yesterday and the banker told me that since I am twenty four years old that I should started building up my credit. She also told me that a secured credit is the best way. Which credit card company should I go with American ExpressVisaMastercardDiscoverChaseCiti or Capitol Oneanything is good and is the best way to keep credit score good? any tips thank you

With the new credit card laws, a 20 year old has no way of getting one...?
...without a co signor? I am leaving home to get away from abuse and a controlling oppressive situationand all contact with relatives will be cut off they put religion first over safety and happiness .I have zero plans to fund things with a credit card. But I wanted to make small purchases at CVS once a month like....well, I would be buying everything from Costco...so...ok well never mind. I have a whole Personal Budget chart I work on and update every weekend to know where my money goes...I just want a credit card for small purchases somewhere under $100 that I can pay back if I have money already.Do I wait till 21 to start building up a credit score then?I& 039 ve watched a lot of CNN Money shows and I don& 039 t want to just pay the minimum every month.

Doubts on credit cards?
I have enough money saved and I do not like him in my house, I understand that if I put in a bank accept me I& 039 m a teenager and that I should give taxes and they give me a credit card, my question is whether You can use this target like buying things from the Internet , it is true that you do not collect taxes and if it is true that there is the Target you can get a MasterCard

Itunes ask for a credit card?
itunes asks for a credit card, what if i dont have a credit card

Does anybody recommend a credit card company besides Capital One.?
Capital One is a such a greedy company. I don& 039 t recommend them to anybody. They even denied the their customers of entitled points, which I earned for over 5 years Friend of mine called them " Legalized Thieves" I need a new credit card. Anybody have a better experience with any other credit card company?

My credit card has no card number?
At least not one I can find on the card. I can& 039 t buy anything online without it. Is there a reason why it isn& 039 t there?And sorry if it seemed like a dumb question to someone.

Why file back taxes if no taxes owed, not qualified for refund or GST credit?
Hi I am currently filing taxes for 2003 2004 2005 2006 since during those years I was young and had my first jobs and didn& 039 t know much about taxes or having to file them. However, I don& 039 t owe taxes, am not qualified for a refund, and do not qualify for a GST credit since I was not over 19 during any of those years. Other than being a good citizen and filing taxes for the sake of it, is there any financial benefit to having been young and working and filing taxes now? Some secret tax credit I& 039 m not aware of? Would it be worth going to see an accountant to have this done?

When to pay my credit card bill?
I am currently trying to build my credit and have a capital one credit card. I only buy things with the credit card when I have the money for it on my debit card or cash. And a few days later I will pay it off again. My question is, by paying it off immediately, a few days after the transaction, is this building my credit or do I have to wait till the end of my bill cycle to pay it off??? Do I have to pay it off once for all the transactions, or can I just pay it transaction by transaction? I& 039 m just scared that I may forget about it and then have bad credit or have to pay interest. But my goal is to build credit so if what I& 039 m doing is not the right way, then please let me know. Another question,I would like to buy a newer car in the future and I don& 039 t have any co signers and I realize that it might be too early for me, seen that I just started to build credit. But I went to a car dealership to see where I& 039 m standing and if I already qualify for something. And he said I don& 039 t exist. He double checked my SSN, but he cannot find me, I do not exist. I& 039 m a little offended by this, since I do exist I have a cell phone in my name, a credit card in my name. How on earth can I not exist in the system??? Should I try another car dealership?Brings me to my third and last question, how long should I keep use my credit card before it will boost my score? After how many months of usage will it reflect on my report. And, once I get the score I like, can I just stop using my credit card or should I close it, or do I need to keep using it to remain that credit score or should I open another one?




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