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Does having many open credit cards lower your credit score?
I& 039 ve applied for over five credit cards hoping that I will be approved for one. But, if I am approved for two or even three, would my credit score be lowered for having multiple credit cards?

Will applying for (but not accepting) multiple loans affect my credit score?
My current credit score is 750. I have applied for a $10,000 loan with my federal credit union and they have responded with a decent offer which I have 30 days to accept. I would like to have the option of borrowing 15 20K but they do not offer personal loans beyond 10k. The money is to be used to purchase inventory.I am also a small business owner started up last year and I also found that I can apply for a micro loan with an intermediary in my state through the SBA. I would like to find out what rates they would offer me for a loan of 15k or 20k but from what I have seen in banks and in the credit union, you can& 039 t get this specific information without applying for the loan first. I imagine that the process is the same with the intermediary...apply for no cost, get offer, have opportunity to take or refuse the offer. 1 If I do this will it affect my credit score?2 Is there a way to get a quote on what rates and terms they will give me without applying?

Is there a website to find out your credit score without having to sign up for a membership?
I want to find out what my credit score is, but I can& 039 t find a site that will allow you to look at it without signing up for a membership which I don& 039 t want to do .

How to improve my credit score?
I went through some financial problems recently and did not pay my credit cards for 3 months maximum. Well, my two credit cards has been canceled and I still have a balance on them. I am almost done paying off all my credit cards. Will my score increase when I am done paying it off? And should I open another credit card to increase my credit score?

How soon after getting a credit card do I have a credit score?
We are currently trying to get a loan for a mortgage to buy our first house. We just recently applied for a credit card because we did not have any credit score. How soon after having the card, and using it, paying off each use before the 30 days after the transaction , will we have a good credit score?

Will getting turned down for a credit card affect my credit score?
I just graduated from college and I need to get my first credit card but my bank turned me down for theirs because I didn& 039 t have a job at the time I applied during school. I am trying to find a job but right now it& 039 s not working so well.... If I try to apply for the discover student card, and check the box that says " non student" and still get turned down, will it affect my credit score? I don& 039 t even know when to apply then if it will only hurt me I& 039 m very responsible and 22 so I really don& 039 t want a cosigned card with my parents, really now?I& 039 m going to grad school next fall, so even though i& 039 m not technically a student, I will be again soon.

Can i get a car loan with 650ish credit score?
My hubby and I are getting a new focus..and trading in my old one. I have a 2006 focus and owe 4k on the loan because of my terrible credit back then, my interest rate was 13% . I put down 4,500 on my focus, i think that is the only reason they loaned to me.. anyway...we want to trade it in and get a 2008 09 focus, and we will use his credit bc his is better than mine. His score is about 650, we JUST paid off a 20k car loan for his truck, we own a house, ect. we have no credit cards. Do you think we can get approved for a car around 10 12k with this credit score? without putting anything down?if i paid the focus off.. by the time i sold it, it would be worth nothing...the miles would be outrageous and it would be really old. at least now its worth a little...

Does it matter on my credit score if I put 3 accounts in Debt Settlement and pay the rest on time?
I am in financial difficulty. I was able to negotiate some of my credit cards to be on a 0% to 4% interest rate and will be paid off anywhere from 3 to 5 years. I have some credit cards that would not negotiate in taking the interest down and I am already 5 months behind. I was told that those accounts will be charged off in a month or two. For one of those, the charge off offer will be 1,500 on a 6,500 balance. In about few months, I am looking at a short sale for my house. I am in a current forebearance agreement but I do not qualify on Making Home Affordable Program. So, I am looking at an increased mortgage when Forebearance agreement ended. I can barely make ends meet now. So, is it advisable to put all my accounts in Debt Settlement, since I will have a short sale, and maintaining few good accounts will not help my credit score. If I have lower payments, I will just about break even or save couple hundred a month.

Will this effect my credit score?
I had a credit card I needed for an automotive emergency. The next month I paid it off in full $1000 and closed the account so I wouldn& 039 t be tempted to use it. Will this increase my credit score, decrease it or not effect it all? Should I have kept it open and not used it to help my credit? I already have 2 and didn& 039 t want a third one.will it appear on my report at all that i had it before and paid it off?

Why hasn't my credit score changed in almost a year?
I use Citi Identity Monitor to check any changes to my Experian Credit Report. Anytime there is an inquiry or a new credit line opened on my account, I am notified immediately. That said, my actual credit score has remained the same on this report since I first gained access, just a little less than a year ago. Why hasn& 039 t my credit score changed at all in the last year, when I have opened new lines of credit, and paid off loans? Any help would be greatly appreciated. Thanks.I have been paying off all of my cards in full every month and I have no balances on my credit cards at the end of each month. Also, I have already gotten and paid off a 4 year loan in less than 3 months. My question is, why hasn& 039 t my credit score changed at all in the last year neither increased or decreased based on the Experian Report?

Is 765 a good credit score for a college student? How can I raise it?

How much will one late credit card payment effect credit score?
i was on vacation last month, and they sent me a bill for annual fee and i didnt know, and when i came back it was 1 month late. i paid the bill yesterday and included a paper that explains i was on vacation.how will it affect my credit score, i am planning to buy a house by the end of the year

Messed up my credit score?
So I got a phone that my dad bought. It& 039 s put on my name. He said he would pay the monthly bills, but didn& 039 t. I owe them about $230. He& 039 s financially tight right now and can& 039 t pay anything. I have the money, but they& 039 ve already sent it to a collection agency. I don& 039 t want to pay through collection but straight to the phone company. If I pay directly to the phone company, will my file with the collection agency still say I owe money? Also, how can I build my credit score back up, and FAST?

Where I can check my Credit Score?
I want to know where I can check my credit score ?