Credit History

Credit History

Reliable credit history Information

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Debit card will it affect my credit history?
I just opened a debit card with chase bank. Will the debit care in any way affect my credit score or history?

My credit score is lowered by short credit history, how long before it isnt considered "short" anymore?


CPA or EA(enrolled agent): IRS will check credit history, and mine is so messed up. Clean up will work?
I understand even if I pass the test for EA or CPA, IRS wouldn& 039 t issue me the license because it is nonsense that someone who cannot even manage his or her own finance does someone& 039 s, so somebody told me to clean up the credit history. However, I dunno how to clean up the history, and IRS is a federal agency, so I feel like the clean up might not work for IRS even after credit clean up..

Who is likely to issue a non UK resident with no credit/bad credit history?
Who is likely to issue a non UK resident with no credit bad credit history? Any tips on what to put in the application. Or do you know of any reasonable loan companies..

Is it hurting my credit history if I apply for one new credit card every year?
I like to use some of the very good credit card offers 0% APR, points, cash back, etc.Assuming that I don& 039 t carry out a big balance and always pay not just the minimum required payment, is there any caveats for me closing one credit card and opening another?

Getting many new credit cards and canceling them in short period of time. Does this affect my credit history?
Lately I& 039 ve been applying for several credit cards and canceling them in short period of time. The reason for that is to take advantage of bonus miles from airline companies& 039 promotions. I& 039 m starting to get worried because I suppose that every time I apply for a new card and cancel it someone is accessing my credit history which might affect my record ? . I will really appreciate your opinions on this. Many thanks

****People with bad credit history ONLY***?
How did you get someone to rent to you, whether it be an apartment complex, condo, private renter, whatever?I have horrible credit. Im 20. Collections up the ass, bad checks. 18 19 I made the worse mistakes.. never paid bills, got evicted, etc. Im fixing all of this now. I was young, not ready, and stupid to say the least.But Im just wondering how would I go about finding someone to rent to me? Im lookin to move out within 8 months.

I need Rs.5 lakhs as a loan fast. My credit history is pretty clean. Never taken loans before. Ideas?
Rs.5 lakhs $10000. Well here goes my issue.....I am 22, and no collateral assets to put forth as guarantee. I quit my job two months ago for continuing my education so no salary slips and stuff. I& 039 ve worked as a risk analyst before for just over a year. I am of course beginning to realize how funny my situation is But there must be some ideas out there which could help. I want to invest the money in currency trading The Forex market, Spot market, Spot or whichever term you prefer . I& 039 ve been studying currency trading since when i was 13 and this is where i specialize in. If you think its stupid of me to take a loan and invest in such a high risk business, then please stay away you& 039 ve only known the majority. And if you agree with me that nothing can beat the planning intellect experience combo...then well, I am badly in need of the loan. Ideas, links, contact info, every single word in your answer, is welcome. Thank youno collateral, no pay slips.....i& 039 ve been getting rejected on loan requests for them reasons.no collateral, no pay slips.....i& 039 ve been getting rejected on loan requests for them reasons.

Why I'd need personal credit report when I've clean credit history?
There are many reports to present. Which is more important?

Credit score and credit history.?
Hello Yahoo Fam. I& 039 m trying to rebuild my credit history to reflect a positive credit score. So far I have & 039 1& 039 credit card acct. opened, & 039 1& 039 Inquiry, and a open active student loan acct., In " great" standing.My credit score is 640. I notice last month my points increased up to 6 points. I believe from my new credit card payment. My goal is to reach at least the 800 score. But I have no other clue as to, how I can increase my score. Should I apply for another credit card? Which will give me to Credit cards.I have no debt. No car payment, no mortage. I& 039 m just a student. Help please.Thanks

My potential soon to be employer is checking my credit history.?
I have been offered a job contingent to my credit history. I& 039 ve been going through a bad divorce for the past 3 years which hasn& 039 t been finalized due to my ex husband, and now I& 039 m afraid they are going to reject the offer due to my credit history. Has anyone gone through this, if so, what do you recommend?

18 yrs old, need a credit card ... No job or credit history?
My job doesnt start until July. Im looking for a job but I need cash now, about $200, its kind of an emergency situation. Is there a loan or credit card I can get without a Job or credit history?I start college in the fall, so I dont think I will be able to get a student card.

I have a poor credit history in the uk.will i be able to get credit in the republic of ireland?
does uk and ireland share the same credit score agencies?

Is It Possible For Someone To Get A Home Loan If They Have No Credit History?
My boyfriend and I are in a sticky situation. We are renting our house from his mother. She has decided to sell our house this summer and she has told my boyfriend to get a home loan to buy the house from her so we can stay here and not have to move. But, my boyfriend swears up and down that he doesn& 039 t think he can get a home loan because he has no credit history. He has no credit cards and has never accumulated any sort of credit. I have a terrible credit history, so there is no way that I could obtain a home loan. My question is could my boyfriend possible get a home loan if he has no credit history? If not, can you think of another solution so we don& 039 t have to move? We don& 039 t have the money outright for what she would be asking for the house. Thanks so much I appreciate any advice in this matter.




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