Credit Cards For Bad Credit

Question: Credit card for bad credit?

(Posted by: GlamGirl on 2009-03-10 18:52:03)

Does anyone know of a good credit card I could apply for? I have bad credit from dumb decisions in the past with credit cards. I am in need of one now but don& #039;t want to go through applying for a bunch that I am not going to get approved for.

Posted by: Dan W on 2009-03-13, 23:28:40

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - creditreport.imess.net

Posted by: Antonio on 2009-03-10, 19:13:22

A Credit card for people with bad credit is a form of borrowing that often involves charges. So it 's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card with a low APR. Find out the APR because this is the amount charged to you on monthly balances.

Posted by: Brutus on 2009-03-10, 21:36:29

There are a few out there that will get you approved the only thing is that they will have high interest rates but to since you have bad credit it will be the only option, what I would recommend is get one of these cards use it for about 6-9 months just long enough to build some credit, then apply for a better card that will give you better benefits such as no annual fees, low interest rates and rewards, check out fastcreditcardapprovals.com under bad credit here you will find a couple that will get you approved for sure. Good luck

Posted by: Tim on 2009-03-10, 22:44:41

I just got a credit card from capital one a couple months ago with a credit score of about 605. It only has a $300 limit, but its a start. 0% interest for six months. If your credits really bad you could apply for a secured card, its pretty much guaranteed but you need to have some cash for a collateral account. I have one from wells fargo and I just pay it off every month, never paid a cent in interest this way.