Credit Card Interest

Reliable credit card interest Information

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How can I get my credit card interest rates lower without threatening to close my account?
I keep hearing that creditor will lower rates but whenever I& 039 ve asked, I can& 039 t get satisfaction. Is this just a myth?

How bad is credit card interest? How does it work ?
Say I have a balance of $2,500 with 15% interest.So if I pay 100$ this month, and my interest rate is 15% does that mean that they will multiply 15% by my remaining balance of 2,400$ equals 360$ and charge me 360$ MORE on the next balance ? How does interest rate works I still don& 039 t get it

Can they raise my existing auto loan and credit card interest rates due to my foreclosure?
I am going through foreclosure on my condo. I know my credit is going to take a bit hit. I also currently have a credit card and a car loan but have never been late on any of those payments. Will my interest rates be raised on those because of the foreclosure?

Do i have to pay credit card interest if i pay the entire bill on time always?

How is my credit card interest calculated?
I left $50 to collect interest because I wanted to build my credit. My periodic rate is 0.05203%. My Nominal APR is 18.99%. My interest amount came to be $11.18. Please show mathematical steps. Let me know if additional info needed.Steve D I had $631 due but I paid $581. It says " Days This Billing Period" is 33.Judy I have been doing that. This is my first interest charge since I opened the card three years ago. I believe you, but do you have any articles or written proof stating such?

How will Bernanke's purposed bank rate hike affect credit card interest rates?
I read on msn.com today that Bernanke is planning a purposal to hike rates to keep money from being lended to the consumer, which would drive up loan interest rates. For things such as credit cards affected now by prime factors, what could this potentially mean for credit cards payments. Please only educated, serious answers. Thanks.

Can somebody help me understand credit card interest payments please?
Okay so lets say I have a balance on my credit card of 1000. My APR is 15%. If I only make the minimum payment every month for say 6 months, what will I be charged in interest? The first month will I pay $150 in interest? Will that be compounded monthly so after 3 months I will have to pay 500 in interest?

Survey!! what is your credit card interest rate ? mine is 18.24?
idk if mine is high or normall... trying to figure that out thanks for the help

What is good credit card interest to look for?
My husband and I both have steady jobs hes in the army . We also have great credit. We have never had a credit card but have been talking about it lately. Whats a good credit card interest to look for? Any other good credit card information we should know? that we cant find online

Can credit card interest be compounded continuously?
do banks or whatever offer credit card plans where interest is compounded continuously?

Question about credit card interest rate hikes?
I was notified recently that a credit card that I& 039 ve had for years is suddenly going to increase my interest rate by the end of the year. There was no explanation or reason given and the only way out of it, according to the notification, is to cancel the card. I have always paid the card early or on time, never missed a payment and I always pay more than the minimum. I usually double it in fact. Is there any way to prevent this interest rate hike? I truly cannot afford it but I need to keep the card open as well. Polite, sincere, constructive answers that apply only to the question asked please.FYI My not being able to afford an interest rate hike has nothing to do with me carrying too much debt. I can& 039 t think of any normal thinking person who would enjoy an interest rate hike.

How to lower store credit card interest rate?

Is 15.24% ARP high for a credit card interest rate?
I am still learning about credit card, the rates and such. I had a medical emergency awhile ago that ended up costing me a about 5,000, I am still paying it down as best I can, I was going over the bill and I noticed the interest rate, and was just wondering if 15.24% is a high rate, standard or low.Judy,I actaully have decent credit, my score as of last month was 730. And I already pay about 100 dollars every month over what is owed. I also payed off my car in January. I am only 23, so over all I am pretty happy with where I am at so far. I just got a job three days ago after going through some intense unemployment and am thrilled to finally be able to pay alot more. Thank you for the information about my APR, I am grateful it is not higher now . I might check into a credit union card, thank you for the suggestion

Credit card interest/balance tranfers help?
I have 2 credit cards, one of them starts charging interest at the beginning of October and therefor I would like to do a balance transfer to a card with no interest for a year, is this possible? Who is best to go with?