Credit Card Deals

Question: Currently, what is the best credit card deal on transfering a balance?

(Posted by: Jeannie on 2006-10-03 10:35:19)

Im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but thats not a good deal in my book.

Posted by: traffic814 on 2006-10-03, 11:05:34

Its citicard, they have good interest rates. try here to compare all of them. bestcreditrates.net

Posted by: humanresourcesman on 2006-10-03, 10:37:07

Don 't transfer if you think you will default. If your credit qualifies you for a new card I recently got an offer from Capital One for zero percent interest until April 2007. Note; I don 't like Capital One cuz years ago I had a disagreement with them so I did not apply.

Posted by: Private U on 2006-10-03, 10:37:13

Omaha National Bank has 0% on transfers for 6 months.

Posted by: john b on 2006-10-03, 10:37:15

My Chase offers me a 0% Apr balance transfer for 1 year, then 9% after that.

Posted by: Flicka on 2006-10-03, 10:37:34

20 and 32%?!?!? You are getting hosed! Try getting a 0-9% until paid off transfer. If you have bad credit, contact a good credit councilor.

Posted by: sobefobik on 2006-10-03, 10:39:26

I don 't know an exact credit card but I would not transfer balances to another credit card unless it was 0%. If you have somewhat decent credit it 's not hard to find a credit card that will offer that. They will often say 0% for one year and then it will change to a base percentage rate of for example: 10%

Posted by: Kaylee on 2006-10-03, 10:49:03

Wow those APRs are outrageous.... if you own your home. look into a home equity line of credit. If you have good credit you may be looking at prime rate. which i think is at 8.00% right now. There are alot of deals. But do shop around first.

Posted by: aheitzman on 2006-10-03, 10:59:40

Hi Jeannie, There are several great deals on balance transfer credit cards out there. Many of them offer a 0% rate on balance transfers. I would reccomend taking a look at a few a deciding which one fits you best. I found a link that compares a good amount of them. 0-apr-creditcards.com/ balance-transfer-credit-cards.htm I hope this Helps!

Posted by: Tim on 2006-10-03, 12:53:13

Check out discover.com 0% for a year or something like that.