Credit Card Applications

Reliable credit card applications Information

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Are there any credit card applications that have no credit AND no income/employment checks?
I am looking for a preferbly student credit card w no income or credit check. I looked at the Horizon Gold Card but it looks like a phony and I read reviews about it and it seems bad. Oh also I need one w no deposit or application processing fee. Thanks Ok... Did I ever say that I was under 21? Ya& 039 ll can& 039 t read. I& 039 m exactly 21 thanks

All credit card applications are being denied.. even secured ones!?
I& 039 m 18 years old and I& 039 ve been looking to establish a credit history. I& 039 ve been self employed for the past 6 years with a website development business along with a mobile DJ business. Because I was underage, I& 039 ve been unable to officially register my company until now, which means this will be my first year filing a W2 and other tax paperwork.I applied for a standard credit card and we rejected because I didn& 039 t have any credit history attached to my social security, which is fair.However, I then applied for a Citi secured card and was denied on the grounds that they " could not verify the address or Social Security Number that you provided" . I sent Citi a copy of my most recent bank statement as well as a copy of my drivers license, but obviously that wasn& 039 t enough. They did give me the option of sending more information W2 forms, pay stubs, drivers license again , utility bills, etc , but I am assuming that it will be quite useless because my Bank of America secured credit card application was just denied on the same grounds.Is it impossible to even get a secured card without having ever filed a W2? I know that the credit card industry has gotten tight, and I understand why they& 039 ve done that, but a secured card is quite different than an unsecured card. I& 039 d assume that they would put me on board, keep tabs on my payment history, and then ask me to submit income and all that information sometime in the future when they wanted to convert me to an unsecured card.Any information advice is appreciated I& 039 m just entering my senior year, so student cards aren& 039 t within reach yet.

Where can I print out credit card applications?
I do not want to apply online, but am having a hard time finding applications to print out and mail in.

Does an increase of credit card applications in the mail mean your credit score sucks?
I& 039 ve been getting more credit card application junk mail recently.

On credit card applications when they ask for income, do they actually verify with employer?
I& 039 ve always wondered if they call your current employer and ask if in fact you make the amount you put down on application.

Has anyone ever got result of their credit card application in 1 minute?
Or even a day? Most credit card companies advertise online saying the whole process will take 10 minutes or you will get a result of application in one minute etc. I am now wondering after applying for one such offer and not hearing for 2 days if it is true at all. Has anyone been approved that fast ever?

Why was my credit card application denied...AGAIN?
I am beyond pissed off. I recently applied for a Discover card only to be turned down. I am a 35 year old college grad, I have owned my home for 3 years, the mortgage is current and in good standing, I have a personal loan that is current and also in good standing as is the monthly monitoring on my security system. There are 2 medical bills on my credit but that& 039 s it. I paid off a lot of medical bills prior to buying my house, the 2 are recent. I have NEVER had a credit card they have always been denied. I am starting a new job next week so that may be one reason, but what I would like to know is why my husband can get a credit card when he has a car repo in his past, a $3,000 bill at a jewelry store that& 039 s been turned into collections prior to my meeting him , several credit cards he got with his ex wife that are in default, he has a card right now that has a balance and was closed by the company because of it. The ex wife defaulted on those cards with my husband, has no job, has moved at least a dozen times in 9 years, had 4 cars repoed at least and she shows up with a new car a month or so after the repo. HOW IN THE HELL DOES THAT HAPPEN? How can people like that get a credit card but I can& 039 t? I do not understand it. It& 039 s not like I& 039 m out running up these huge debts, medical bills are an unexpected expense.William, I never said I was ENTITLED to credit, I simply wondered why people with existing bad credit can continue to GET credit handed to them while I cannot. I am presently employed and will be starting a new job next week, so what is the problem? I pulled my report and there are only 2 outstanding bills on there, they are less than a year old and like I said, they are medical bills. 3 of the debts I paid off are still showing until the end of this month and my loan and alarm are not on there like I thought they were. The only open account is my mortgage.

Do I list my annual income or my mom's annual income on credit card application?
I& 039 m applying for a credit card and it requires that I list my annual household income. I& 039 m a college student & I live at home & don& 039 t have a job. My mom still claims me as a dependent. Do I list my income $0 or do I list my mom& 039 s annual income???

What should a 18 or 19 year old put for household income on a credit card application?
what should i put down? and it would be approved?

Capital One declined my credit card application even though i have good credit?
I was so annoyed that I went and checked my scores and they areTransUnion 705Experian 724Equifax 720Aren& 039 t these scores good enough to get a card?BTW, do you know my the Transunion is so much lower than the other?

Getting denied for a credit card application?
I applied for a credit card and got denied.... I currently have 2 credit cards. I& 039 ve never missed a payment, always pay my balance in full, and my high balance is only 1 3 of my credit limit. My highest credit limit on a card is 2,500. And apparently the lowest possible credit limit is 5,000 for the card I applied for. I guess they don& 039 t want to give me it because its a significant increase in the credit limit from the cards I already have, but I dont understand because I haven& 039 t done anything to mess up my credit, my score is in the low 700s. Is there a way I can call the company and try to talk them into approving me? Any recommendations on how I should go about this?

If i know my future job salary, can I put that on my new credit card application?
I am applying for a new credit card and i am recent college graduate. I know what my salary is going to be for my job starting in a month. Can i put that on my credit card application instead of what i am making at a part time job right now?? please help.

First time credit card application and got denied please helped?
okay im 40 years old us citizen and i applied for a credit card for the first time ever and they denied me even though ive paid 100 percent of the monthly bills for my mortgages and when i used wells fargo to pay for my car i paid monthly bills for two months and then paid fully for the car and now and they denied me reading from the letter saying i have bad credit and that i have no history of credit so can you please explain me how did i get bad credit when i never used or had a credit card and there saying i have no evidence of ever using credit and shouldn& 039 t i automatically get a credit card due to i never used one and i have evidence of credit due to my mortgage which i never had a late fee and paid fully each billand only reason i applied for credit card is due to i need to rent a car and hotels are cheaper if using credit card and im getting scared now using my debit card due to it goes directly to my bank

Does my credit score get affected if im denied in credit card application?
mom told me everytime i apply then get denied it goes down thanks in advance.thanks a lot i really appreciate ur answers btw my bf have almost perfect credit score, he put me under his credit card as well which i use, does that affect my score as well being under his credit card?