Credit Card Applications

Reliable credit card applications Information

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How long should I wait in-between denied credit card applications to apply for a new one?
I am a 22 year old with no credit history what so ever. Yes, i have checked this with the creditors. I have never had any open lines of credit and no bills in my name. With that said, I am planning to buy a house within the next couple of years and I am trying to build credit so I will not have any problems getting a mortgage. Since August 2009, I have applied to 2 credit cards. Both were denied for the same reason s as follows " current account has not been used enough" , " credit limits are too low" , " available credit on account is too low" and " insufficient amount of credit is reported on credit bureau report" . I have been told that the only way to begin to build my credit is by applying for department store credit cards or store only credit card without the Visa MC connection. A department store credit card will do me no good as I refuse to shop at the GAP 5 days a week. So, i have decided that my next best option is a WALMART store only credit card and or a gas station only credit card as these two i know i will use on a weekly basis. However, what is the average amount of time i should be waiting in between each of these credit applications? My second last denial letter I received on October 29th 2009. Some people have told me I can apply for store only credit right away, some have said 45 days, 60 days 90 days and even 6 months Please help I need to build credittttt

I would like to have some credit card applications sent to my house address. I've been looking around ...?
...online, but to be honest I& 039 m scared to put my social security number online. I have heard horror stories about things like that. Can anyone steer me in the right direction? Any suggestions would be great Thanks

Too many credit card applications? is it bad?
well i wanted to get a credit card to start building my credits a year ago but every single one of them i got denied since i didn& 039 t have credit, so my parent put me under his so i could get a little bit of credit history soo now i applied cause i have credit of 743 and it says to many past like applications? does apply affect the process?

I have never been in debt and yet i am constantly refused loan or credit card applications. Why is this so?
I work full time, am good at repayments and pay my bills on time yet i can& 039 t seem to get credit anywhere. Someone said it might be because of my address being blacklisted, but i have lived here for over five years and i know it is debt free. Any ideas?

Lying on a credit card application?
I want to get a platinum credit card but my income is $1000 dollars short of the required annual income. What I& 039 d like to do is just up my annual income by a thousand on the credit card application. Could I do this?

Expert only please - credit card application?
What is the best credit card for me? I prefer visa but open to anything. I& 039 m 26 years old, self employed and bringing in about 25k a year. Credit score is fair, 655

Credit card application denied? Having too much credit limit...?
I signed up for a credit card from Charles Schwab but got denied. I& 039 m wondering if it& 039 s because my credit line is too big in the other credit cards I have right now? I have two other cards, for a combined credit limit of around $8500. I& 039 ve just graduated from college, but I always pay my bills in full. My credit score I believe is in the low 700& 039 s. is Charles Schwabs just being a biatch? cuz I thought everyone can sign up for a regular credit card without problems nowadays.

Why is a credit card application asking for my drivers license number?
And this particular application does check creit. So, is it just to verify my identity?Sorry I mis typed. I meant to say that this bank does NOT check credit. So guess it has to be to verify identity. I mean how much information can they get from your drivers license number?

How long does it take for your credit card application to be accepted/rejected?
i applied for a RBC student card, since i& 039 m in school.

What does this mean on my student credit card application?
CASH ADVANCE TRANSACTION FEE 3% for each cash advance, with a minimum of $5 and no maximum effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum.For a credit card.Oooohh. I don& 039 t think i& 039 d ever be doing that. I just want to have it so I can establish credit. All my money goes into my checking and I will pay off the credit card.

CHASE CREDIT CARD:credit card application?
I have a 22 year old nephew who will graduate from college in December. He would like to establish some credit. However, he was recently turned down when applying for a credit card. He is responsible with money. How is he supposed to get started?

Student credit card application response?
im a college student, i dont have any credit history, i just applied a citi mtvu credit card which is designed for collge student, but when i submit the application, it says application received, and ask me to wait for 7 days for the decision, this is my first time applying credit card, is it normal?

Credit card application?
I applied for a card and got approved for it but i do not like the terms. will this card report to my credit report if i close it the same day?the reason i don& 039 t like the terms are because the limit is ridiculously low. i think its a waste of space on my credit reportthe reason i don& 039 t like the terms is because the limit is ridiculously low. i think its a waste of space on my credit report