Credit Bureaus

Question: Why is citibank mortgage not reporting my payment history to the credit bureaus?

(Posted by: smokymtnheaven on 2010-02-16 18:37:41)

I called them and they claim they are reporting it, but when I tried to get a loan recently for something else, the loan officer said Citimortgage wasn& #039;t showing up on my credit report. Why would it not be on there. They verified and have my correct social security number.

Posted by: Rusty on 2010-02-17, 06:14:01

The Loan Officer can simply send a form called a Verification of Mortgage Payment directly to CitiBank, with your signed authorization to release information form, and get the same information shown on a credit report ................I 'm surprised he doesn 't know that.

Posted by: bdancer222 on 2010-02-16, 18:53:06

Did you ask which credit bureau Citibank is reporting to? Which the lender used? Not every creditor uses all three. Is this a new mortgage? Pull a copy of your credit report (AnnualCreditReport.com) and see what shows up.

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Posted by: Brandon on 2010-02-17, 02:13:55

Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit - buildcredit.ifastnet.com