Bad Credit Cards

Question: Customer gave me a bad credit card, what can i do?

(Posted by: premiumbodyjewelrydotcom on 2008-08-10 21:52:29)

I sell jewelry at local street fairs and have one of the old school credit card machines where i take an imprint of the card and come home and run it on the computer. today when i tried to run one of the cards it came up as declined. i have an imprint of the guy& #039;s card, his name, and driver& #039;s license number, is there anything i can do about this bad card and to get my money? it& #039;s not a ton of money but it& #039;s enough that it is worth putting in some time and effort trying to get him to pay for the stuff he bought at the fair. i do not have any of his contact info, just his name and driver& #039;s license number, and it is an out of state license. no phone number, no address.

Posted by: MezzoDiva on 2008-08-10, 22:00:51

Well first, I would call the customer back and tell him that his card was declined, and was there any way he could bring you another card, check, cash, etc. If (s)he says no, then you can turn it over to your local DA 's office. Edited to add: Well, in the future then, always, always, ALWAYS (!) get TWO phone numbers, and an address in addition to the DL number. You can copy the address off the DL when you check it for the number. Get all this same info for personal checks as well. Some people may make a stink about it, but it IS common practice, and you have to protect yourself. Count yourself lucky that this is the first time you 've had to deal with this!

Posted by: Auntie Me on 2008-08-10, 22:04:00

Yep, contact him and get another form of payment. There 's a good chance that he didn 't know it would be declined. If that doesn 't work, turn it over to the police.

Posted by: bigjuggies79 on 2008-08-10, 22:17:27

I would contact him first and see if he would make it right, if not call the police, and if that doesn 't get you paid back go to small cliams court. I would suggest updating your machine to one that accepts or declines right then.